Apni Chhat Apna Ghar Scheme New Registration Punjab ki Chief Minister Maryam Nawaz Sharif ke khas hukumat instructions par launch kiya gaya hai. Yeh Pakistan ka pehla aur anokha housing project hai jo low-income families ke liye banaya gaya hai.
Is program ke zariye ab tak 1562 ghar ban chuke hain, aur Rs. 92.4 million loans recover ho chuke hain jo ke transparency ka saboot hai. Abhi 21,797 se zyada ghar takreeban mukammal ho chuke hain, aur Rs. 26.97 billion se zyada ke qarzay 25,000+ families ko mil chuke hain.
Abhi recently:
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2nd installment bhi 11,500 families ko mil chuki hai.
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1106 nayi loan approvals bhi mil chuki hain.
Agar aap bhi chahte hain ke apna ghar banayein is scheme ke zariye, to yeh article aap ke liye hi hai. Yahan aapko milay ga eligibility criteria, loan apply karne ka tareeqa, aur complete guide sab kuch ek jagah.
Eligibility Criteria Kon Apply Kar Sakta Hai?
Punjab Govt ne kuch simple requirements rakhi hain jinke zariye aam aadmi asaani se apply kar sakta hai:
✅ Applicant Punjab ka permanent resident ho (CNIC par address confirm ho).
✅ Urban areas mein minimum 1-5 marla ka plot ho, ya rural areas mein 1-10 marla.
✅ Plot sirf applicant ke naam par hona chahiye.
✅ Koi criminal record nahi hona chahiye kisi illegal ya anti-social activity ka hissa nahi hona chahiye.
✅ Applicant kisi financial institution ka defaulter nahi hona chahiye (jaise bank loans waghera).
Yeh sab conditions sirf is liye hain ke sirf waqai deserving log is scheme ka faida utha sakein.
Scheme Kis Tarah Kaam Karti Hai? 3 Execution Models
✅ Model 1: State Land Development
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10,000 ghar sarkari zameen par banaye jayenge.
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Developer log sarkari zameen par ghar banayenge aur roads, utilities ka system develop kareinge.
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Govt price set kare gi aur PHATA sab plans approve kare ga.
✅ Model 2: Private Low-Cost Housing Schemes
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20,000 low-cost ghar banaye jayenge private developers ke zariye.
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Har housing scheme mein 20% area low-income families ke liye reserved hoga.
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Ek simple one-window approval system hoga.
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Payment easy installments mein hogi (5 saal tak).
✅ Model 3: Interest-Free Loans
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Maximum loan amount: Rs. 1.5 million
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Loan tenure: 7 saal
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Interest-free, asaan monthly installments
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Loan tranches mein milega, aur govt operational cost cover kare gi.
Kaise Apply Karein? Complete Online Application Process
Aap is program ke liye online apply kar sakte hain official portal se:
🔗 Apply Now: https://acag.punjab.gov.pk/Layouts/Registration.aspx
Agar kisi ko madad chahiye, to call karein: 📞 0800-09100
✅ Steps to Fill Online Form:
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Apna Full Name likhein
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Apna CNIC Number enter karein
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Apne Father ya Husband ka CNIC likhein
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Gender select karein
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Email address aur Mobile number (network bhi specify karein)
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Apna Division, District, aur City select karein
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Password create karein aur form submit kar dein
Aakhri Baat
Apni Chhat Apna Ghar Program Punjab Government ka aik historic aur people-friendly qadam hai. Aaj tak ke tamam developments aur process maine is article mein asaan alfaaz mein samjha diye hain.
Agar aap deserving hain, aur apna ghar banana chahte hain to ye golden chance miss na karein.
Online apply karein, ya qareebi center se raabta karein.
Koi confusion ho to neeche comment karein – jawab zaroor milega!